Your Mortgage Plus franchise

Min investment


Your Mortgage Plus franchise

Together we build your future

Build your career as a mortgage, finance and protection specialist, opportunities available for both experienced and new advisors. CeMAP and Competent Advisor Status provided within the package.

Minimum investment

Funding support

Total investment

Franchise fees

Business type

Expected revenue after 2 years

Minimum investment

  • Operating fee:
    From £249 per month
  • Advertising fee:
  • Royalty fee:
  • Average floor space:

About Your Mortgage Plus

Your Morgage Plus Franchise CustomersEnter a huge market (£1.4 trillion) high demand (11 million mortgages) and growing (biggest in Europe!)

You will become professionally qualified (guaranteed pass), gain transferable professional skills, have access to whole of market solutions for regulated mortgages and associated products.

Our all-inclusive packages will ensure the smoothest transition from novice to professional in the shortest possible time.

You can choose to face the market under the Your Mortgage Plus brand (RI – Registered Individual Status) or under your own brand name (as an AR – Appointed Representative Status).

What is it like operating a 




In this video, our pilot franchisee Joy Dowell explains how she found her journey from Bridal shop operator to full-fledged mortgage broker under the YMP brand (3min watch).

No experience necessary!

Become a residential mortgage & protection broker

  • White collar, professional, career for life business opportunity
  • Proven profession, mature sector, current broker shortage
  • Huge, uncapped income potential (Average Case Earnings £1.5k – Join the 1 a day club!)
  • Genuine whole of market opportunity inc high street banks & building societies
  • Huge repeat market – 11 million mortgages, refinancing every 2-5 years
  • Growing Market – 410,000 first time buyers in 2021”
  • No financial services experience or previous qualifications necessary
  • Existing CeMap qualifications welcome but not necessary
  • Compliance guidance and support provided
  • Branding and marketing collaterals provided
  • Source and submit cases directly to lenders utilising our CRM/sourcing systems
  • Initial investment from £14,997 (total investment £24,995 - £29,995)

Don’t have CeMAP?

Hear how our pilot franchisee Joy Dowell found studying for and taking the CeMAP exams, by watching the video below (1min watch).

Build on our success

Your Mortgage Plus is part of the White Rose Finance Group, which was established in 2004. The brand was chosen to create the regulated network and can be your opportunity to build a business and professional career benefiting from our experience and expertise in the financial services sector.

We are looking to partner with both existing advisors looking to set out on their own, as well as those who are brand new to the mortgage market. We welcome professional applicants from all sectors who aspire to pursue a career in finance and invite you to build on our success.


Your Morgage Plus Franchise FranchiseeWhy choose 





  • Part of the multi award-winning White Rose Finance Group – trading since 2004.
  • Flexibility to choose when and where you work
  • Ability to operate under your own brand if preferrable
  • FIBA membership and executive committee representation
  • All Inclusive packages include CeMAP (guaranteed pass), accommodation, competent advisor status (CAS).
  • Full membership of whole of market mortgage club
  • License for state of the art sourcing system to guarantee best rates and terms for your clients
  • Full training provided on systems, lead generation, networking skill, sales techniques, and deal processing
  • Mentor support to get you active and business generating
  • Website, lead generation and marketing support provided
  • Back office team providing full client case packaging support
  • BFA approved member

Additional income opportunities

  • Life insurance, critical illness cover, income and mortgage protection included
  • Buy-to-let mortgages
  • Indirect access to wills & trusts, commercial finance & commercial insurance
  • Indirect access to a full suite of commercial SME & property finance via referral
  • Additional referral (non-advising) opportunities include R&D tax reclaims, capital allowances, car finance and leasing

Like what you’ve seen so far?

Make an enquiry and one of our friendly team will be happy to answer any questions you have.

You are also welcome to attend our free, no-obligation discovery sessions, which are held monthly. The session will allow you to visit our offices, meet key members of the team and to find out more about our business and how you could become one of our network partners.

Complete the enquiry form below and a member of our friendly team will be in touch.

Talk to us today about our free leads offer, which gives you £1000 of free leads to kickstart your brokerage – for a limited time only.